The Chandranna Bima Scheme 2024 has been reintroduced by the Andhra Pradesh government in 2024 under the leadership of the TDP government. This scheme is aimed to provide financial support to workers in the unorganized sector through insurance coverage. This article will give you complete information about the scheme as per government guidelines 2024 and It might be helpful to get this benefits from the government.
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Know about Chandranna Bima Scheme 2024
The Chandranna Bima Scheme was first introduced in Andhra Pradesh in 2016 by the then Chief Minister, N. Chandrababu Naidu. The scheme was named after him, with “Chandranna” being a reference to his name. The primary aim of the Chandranna Bima Scheme is to provide insurance coverage to workers in the unrecognized sector, Giving financial support in case of death, permanent disability, or accidental injury.
Over view About Chandranna Bima Scheme 2024
| Category | Details |
| Scheme Name | Chandranna Bima Yojana |
| Launched By | N Chandrababu Naidu, Chief Minister of Andhra Pradesh |
| Launch Year Present Year | 2016 2024-25 |
| Objective | To provide insurance coverage to unorganized sector workers, such as agricultural laborers, small self- employed individuals, and vendors. |
| Beneficiaries | Unorganized workers in Andhra Pradesh aged 18-70 years, earning a monthly income of below Rs 15000 |
| Insurance Coverage | *Rs.5.00 lakh for accidental death/ Total disability *Partial disability Rs 2.5 lakh * Rs 1 lakh for Natural death for workers aged 18-50 years. |
| Start Date | The scheme is continuosly operational, with periodic updates and enrolments usually aligning with the financial year. |
| Enrollment Period | Enrollment is typically open year- round, with verification and updates often occuring around march- April every year. |
| Official Portal | Chandranna Bima Official Website |
| Application Procedure | Applicants can register online/ offline |
Also visit : AP Government Schemes List 2024: Full Details With Eligibility
Eligibility criteria for Chandranna Bima Scheme 2024
Age Limit: Applicant must be between 18 and 70 years old
Income Limit: Your monthly income should be less than Rs 15000
Employment Sector : People who work in jobs that don’t have formal employment contracts
- Daily wage earners
- small shop keepers
- Agricultural workers
- Basically who don’t have a fixed monthly salary or job security
Nominee Registration: It is necessary for beneficiaries to register a nominee, usually a family member, to receive insurance amount incase of the policyholder’s death
Registration: To get this scheme benefits, you need to register through the society for elimination of rural poverty (SERP) or with relevant labor authorities in your area.
Chandranna Bima Scheme 2024 Benefits
Insurance Coverage:
Natural Death: A sum of Rs. 5 lakh is provided to the nominee of the beneficiary.
Accidental Death: The beneficiary’s family will receive Rs. 10 lakh.
Permanent Disability: A benefit of Rs. 5 lakh is provided.
Partial Disability: Rs. 2.5 lakh is provided.
Scholarship: Children of the beneficiaries studying in 9th, 10th, intermediate, or ITI classes are eligible for a scholarship of Rs. 1,200 per year.
If someone between 18 and 50 years old dies of natural causes, their nominees will get Rs. 1 lakh. The payment will be transfer directly by the Government through the GV/WV & VS/WS Department.
For accidental death or permanent disability of people aged 18 to 70 years, Rs. 5 lakh will be provided. This amount will be paid by an insurance company under a group insurance plan chosen by the Government. The Government will cover the cost of the insurance premium.
Application Process for Chandranna Bima Scheme 2024
Online Application: Workers can apply online through in the official website of the Andhra Pradesh government or visit a common Service Centre ( CSC ) for assistance.
Offline Application:
Visit Your Local Grama/Ward Sachivalayam:
- These centers are now designated as Chandranna Bima Beneficiary Facilitation Centers.
Register for Chandranna Bima Scheme:
- At the Sachivalayam, you can register yourself for the Chandranna Bima Scheme.
Submit Your Details:
- You will need to fill the formal enrollment form. You will also be required to sign a declaration of good health.
Verification:
- The GSWS Department will use this information to check if you are eligible for the scheme. They will work with Grama/Ward Volunteers to help identify eligible members.
Enrollment and Data Preparation:
- If your health declaration and other details are satisfactory, the GSWS Department will enroll you into the scheme and add your information to their database.
Confirmation and Data Submission:
- The GSWS Department will send your enrollment details to the Government and the Department of Labor.
Data Validation:
- The Department of Labor will review and verifies the data submitted.
Chandranna Bima Scheme 2024 Claim Process
Submit Claim Documents:
- Claim Form
- Claim-cum-Discharge Form
- Death Certificate
- Age Proof
- Nominee Details: Aadhar number and bank account information
Processing:
- The Implementing Agency collects and checks these documents.
- They send the documents to the insurance company for review.
Settlement:
- The insurance company verifies the claim.
- If everything is in order, they will transfer the claim amount to the nominee’s bank account.
Follow Up:
Track your claim status with the Implementing Agency or you can contact Grama/Ward Volunteers
Remember:
- Provide accurate information to avoid delays.
- Keep copies of all documents submitted.
Chandranna Bima Scheme Key Updates in 2024
Extended Age Limit: The upper age limit has been extended from 60 to 65 years
Enhanced Benefits: The benefits for accidental death and permanent disability have been increased to Rs. 5,00,000.
Digital Integration: The scheme is now fully integrated with digital platforms, allowing for easier registration, tracking, and claim processing.
Check your Details BY using
What is the Chandranna Bima scheme?
The Chandranna Bima Scheme 2024 is an insurance program initiated by the Andhra Pradesh government. It provides financial assistance to workers in the unorganized sector, such as farmers, small traders, and daily laborers, in case of accidents, disabilities, or death.
Who is eligible to apply for the Chandranna Bima scheme 2024?
You are between 18 and 70 years old
Your monthly income is less than Rs. 15,000
You work in the unorganized sector, which includes jobs without formal contracts
What are the benefits under the Chandranna Bima scheme 2024?
The scheme provides:Rs. 5 lakh for accidental death or total disability.Rs. 2.5 lakh for partial disability due to accidents.Rs.1 lakh for natural death (for workers aged between 51 and 60 years).
How can I register for the Chandranna Bima scheme 2024?
You can register for the scheme by: Visiting the official website or,Contacting the Visit Your Local Grama/Ward Sachivalayam or the Society for Elimination of Rural Poverty (SERP).
What documents are required to apply Chandranna Bima scheme 2024?
To apply for the scheme, you will need:
Aadhar card
Income certificate
Bank account details
Mobile number
Ration card or Residence proof
passport-sized photograph